Your Mortgage Broker in Pooler, GA
I'm Eric Partin, a U.S. Army veteran and owner of GA Loan Advisors, a veteran-owned Georgia mortgage brokerage that serves Pooler and the greater Savannah area. Pooler sits at the crossroads of I-95 and I-16, close to Savannah/Hilton Head International Airport, and it attracts all kinds of homebuyers: first-time buyers, military families, move-up buyers, and investors. Whatever brings you here, I'll help you find a home loan that fits your plans.
Mortgage Broker vs. Bank: What's the Difference?
When you go to a bank or a retail lender, you generally get that company's loan programs and pricing. That's it. A mortgage broker works differently. I compare loan options across multiple wholesale lenders, then help you choose the one that fits your goals, timeline, and budget. You get one point of contact and one application, with more than one lender competing for your loan.
That said, a broker isn't a real estate agent. I don't list or sell homes. My focus is the financing, so you can shop for a home with a solid pre-approval in hand.
Buying a Home in Pooler
For purchase loans, I compare:
Conventional loans, including low-down-payment options for qualified buyers
FHA loans, with flexible guidelines and as little as 3.5% down for eligible borrowers (FHA loans include mortgage insurance)
VA loans, with $0 down for eligible veterans and no monthly mortgage insurance on VA loans
DSCR loans for investors buying rental property, where qualification is based mainly on the property's rental income
Refinancing in Pooler
If you already own a home in Pooler, I can help you look at:
Rate-and-term refinance, to change your rate, your term, or both
Cash-out refinance, to tap your home equity for renovations, debt consolidation, or other goals
HELOC, a home equity line of credit that lets you keep your current first mortgage
I'll lay out the costs and trade-offs honestly. If a refinance doesn't make sense for you right now, I'll tell you.
Service You Can Count On
With 20 years of experience, I know the difference between a smooth loan and a stressful one usually comes down to communication. We process loans in-house, so your file stays with our team from application to closing. You'll get straight answers and regular updates, and I'll pick up when you call. Meet with me in person or online, whichever works for you.
Let's compare your options. Book a free consultation.
Ready now? Apply online.
Or call 912-210-4404.
FAQ: Mortgage Broker in Pooler
What does a mortgage broker do?
A mortgage broker compares loan options from multiple wholesale lenders and helps you choose one. The broker manages your application from start to finish. A bank, by comparison, generally offers only its own loan products.
Is a mortgage broker the same as a real estate broker?
No. A mortgage broker arranges home financing. A real estate broker or agent helps you buy or sell the property itself. GA Loan Advisors focuses only on mortgages.
What types of loans can I get through a Pooler mortgage broker?
GA Loan Advisors offers conventional, FHA, VA, refinance, cash-out refinance, HELOC, and DSCR investor loans for properties in Pooler and across Georgia.
Should I refinance or get a HELOC?
It depends on your current rate, how much equity you have, and how you'll use the money. A cash-out refinance replaces your current mortgage, while a HELOC is a separate line of credit that leaves your first mortgage in place. A free consultation can help you compare the two.
Does it cost anything to talk with a mortgage broker?
Consultations with GA Loan Advisors are free, in person or online. Any loan costs are disclosed in writing on your Loan Estimate after you apply.